Terms of Service
Last updated: July 5, 2025
Welcome to MyBudgetSystem. Please read these Terms of Service ("Terms") carefully before using the MyBudgetSystem website, mobile app, and any associated services (together, the "Service") operated by Jonathan Burks ("we", "us", or "our").
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
1. Use of the Service
MyBudgetSystem is a personal budgeting tool designed to help you track expenses, manage categories, and monitor debt. You agree to use the Service only for lawful purposes and in accordance with these Terms.
You are solely responsible for maintaining the confidentiality of your device and any personal data stored within the app.
2. No Financial Advice
MyBudgetSystem provides budgeting tools for informational and organizational purposes only. It does not offer financial, tax, investment, or legal advice. You are solely responsible for your financial decisions and should consult a qualified professional for personalized guidance.
3. Data and Privacy
We respect your privacy. For details on how we handle your data, please see our Privacy Policy.
We do not sell your data. If you delete the app, your local data may be erased and cannot be recovered unless previously backed up by your device or iCloud settings.
4. Intellectual Property
All content, features, and functionality of MyBudgetSystem—including the app, branding, text, graphics, and source code—are the intellectual property of Jonathan Burks and are protected by copyright and other laws.
5. Limitation of Liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of (or inability to use) the Service. All use is at your own risk.
6. Modifications to the Service
We reserve the right to update, modify, or discontinue the Service at any time without notice.
7. Changes to These Terms
We may update these Terms periodically. Changes will be posted on this page with a revised date at the top. Your continued use of the Service after changes are made indicates acceptance of those changes.
8. Contact Us
If you have questions about these Terms, you can reach us at: